CALHFA Down Payment Assistance Program

Are you dreaming of owning your first home but struggling to save for a down payment? The CALHFA Down Payment Assistance Program is designed for homebuyers just like you—those ready to take the leap into homeownership but needing a little extra financial support to make it happen. Whether you’re a first-time buyer or someone re-entering the housing market, this program is your pathway to affordable homeownership in California.

With CALHFA, you can access up to 6.5% in combined assistance to cover your down payment and/or closing costs. This program requires a minimum credit score of 660, and eligible properties include single-family homes, condos, and manufactured homes that meet specific criteria. Buyers must occupy the home as their primary residence, and while being a first-time buyer is generally required, there are opportunities for non-first-time buyers in specific situations. Steady employment or income verification is also essential to qualify.

Watch our short video below to dive deeper into the CALHFA Down Payment Assistance Program and see how it can benefit you. Ready to take the next step? Click the “Schedule a Meeting” button to speak with one of our homebuyer experts at your convenience. Your journey to affordable homeownership starts here!