This loan is a portfolio product that offers innovative options for buyers that require alternative documentation types for meeting their home loan needs.
|Credit score:||680 minimum|
|Property type:||1-4 Units, PUDS, Condos *|
|Loan to Value:||80% CLTV: 85%|
|Gift Funds||100% Gift Ok on primary residences|
|Closing cost:||Seller and/or lender can pay up to 6%|
|Debt Ratio:||Up to 49%|
- No 4506T or Tax Returns required
- No paystubs
- Loan amounts up to $5 million
- Income an employment verified by employer for last 2 years only.
- 30 yrs fixed & 7/1 ARM option
- Interest only available during fixed period
- US Citizens and Permanent resident aliens only
- Impounds are required
This page contains program highlights only. See sidebar links for further information and details.
All program are subject to change at anytime without any further notice