Conventional 5% Down Payment – No PMI

Are you ready to buy a home with an affordable down payment and no costly private mortgage insurance (PMI)? Our Conventional 5% Down Payment Program is designed specifically for homebuyers with excellent credit scores who want to save more and pay less while securing their dream home.

This loan program is tailored for qualified buyers who meet specific requirements. To qualify, you’ll need a minimum credit score of 720 or higher, and the property must be a single-family home, condo, or townhouse. This program is available for primary residences only and is ideal for first-time buyers or those re-entering the market. Steady employment or verifiable income is required to demonstrate repayment ability, making this option a reliable choice for financially secure borrowers.

Want to learn more about how this program can benefit you? Watch our short video below to see all the details explained clearly, or click Schedule a Meeting to connect with one of our homebuyer experts at your convenience. Take the first step toward homeownership with confidence!