Most condo loans require that the condominium’s Homeowners Association meet specific standard for residential financing. You can check on any condo complex by selecting one of the links below.
Select the corresponding financing:
Conventional Loan
The Home Owners Association will need to complete a Condo Certification. The underwriter will review the certification to ensure it conforms to the guidelines of Fannie Mae or Freddie Mac.
FHA Loan
The Home Owner’s Association must be approved with the Federal Housing Administration. You must obtain the H.O.A.’s legal name and address to check if the condo is FHA approved. This can usually be provided by the listing agent or management company of the complex.
VA Loan
The Home Owner’s Association must be approved with the Veteran’s Administration. You must obtain the H.O.A.’s legal name and address to check if VA approved. This information can be provided by the listing agent or management company of the condominium.