Apartment Loans

Are you considering stepping into multifamily real estate investing? Our Apartment Loans 5+ Units program is built for investors ready to scale their portfolios with apartment buildings of five or more units. Contrary to popular belief, you don’t need millions to get started. With flexible terms, low down payments, and competitive interest rates, this program opens the door to greater rental income potential and long-term financial growth.

This loan is ideal for both new and experienced investors seeking to finance 5+ unit apartment complexes. The program requires a minimum 20% down payment, a credit score of at least 620, and a Debt Service Coverage Ratio (DSCR) of 1.2 or higher—ensuring the property’s income can support the loan. Investors can also benefit from up to 3% in seller-paid closing costs, easing the upfront expense. There is no owner-occupancy requirement, allowing for pure investment-focused strategies, and first-time multifamily investors are welcome.

Guidelines may vary slightly depending on the wholesale lender, so it’s important to work with professionals who understand the nuances of apartment financing. Whether you’re aiming for steady monthly cash flow or long-term asset appreciation, our team is here to guide you through the process. Click Schedule a Meeting to connect with a lending expert and explore how apartment loans can support your real estate goals.