FHA Standard Purchase

Buying a home doesn’t have to feel out of reach. FHA financing is designed to help a wide range of homebuyers achieve their dreams of homeownership, especially those who may not have perfect credit or a large down payment. Whether you’re a first-time buyer or a repeat homeowner, this program offers a reliable path to securing your home, even for multi-unit properties (up to 4 units).

FHA loans come with flexible guidelines to fit various financial situations. Eligible properties include single-family homes, duplexes, triplexes, and fourplexes, but the property must serve as your primary residence. Buyers need a minimum credit score of 580 to qualify with a 3.5% down payment. Employment or a steady income source is required, but the program is open to both first-time and repeat homebuyers. This program is ideal for those looking for affordability without compromising on eligibility requirements.

Want to learn more about how FHA financing could be the perfect fit for your homebuying journey? Watch our short video below for a quick and engaging overview. Or, click the “Schedule a Meeting” button to connect with our homebuyer experts at your convenience. Let’s work together to find the best solution for your unique needs.