Refinance with a Reverse Mortgage

Are you a homeowner aged 62 or older looking to reduce expenses and unlock more financial freedom? With a Reverse Mortgage Refinance, you can eliminate your monthly mortgage payments and access the equity in your home as tax-free cash. This option is ideal for retirees seeking to increase their cash flow, cover medical or living expenses, or simply enjoy a more comfortable retirement lifestyle.

This program is specifically designed for homeowners 62 and over who wish to refinance their existing mortgage into a reverse mortgage. There is no minimum credit score, no debt-to-income ratio requirement, and no income limits, making qualification more accessible than traditional refinancing. The loan is available for primary residences only, and eligible property types include single-family homes, FHA-approved condos, and townhomes. Borrowers must continue to maintain the property, pay taxes, and keep homeowner’s insurance active.

Whether you’re looking to stretch your retirement income, relieve monthly financial pressure, or access cash for home improvements or travel, this loan option offers a flexible and empowering solution. Click Schedule a Meeting to connect with our reverse mortgage specialists and learn how this refinance option could enhance your retirement plan.