The most popular loan category is Conventional financing. While the minimum credit score is 620, conventional financing benefits borrower (s) with a 680 credit score or higher because they will enjoy a better rate and lower PMI monthly payments. Score below 680 will carry pricing penalties and gets more expensive in rate pricing as the score gets closer to 620.
We have listed a summary of the eligible facts for this type of loan.
Loan Purposes:
- Purchase
- Refinance Rate/Term
- Refinance Cash Out
Occupancy types:
- Owner Occupied
- Second home
- Non-Owner Occupied
Property Types:
- Single Family Home, Condo, and PUD
- Duplex
- Triplex
- Fourplex
Please select one of the following:
Guidelines
Matrix
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