Low Credit Programs

Expanded Guidelines

We offer purchase government loans with credit scores far below most retail banks and credit unions. These loans are designed for individuals that have had past credit issues and have been demonstrating a recent improvement in the latest year. These loans are not designed for individuals that demonstrate to be having “recent” financial troubles or cannot demonstrate they are responsible with their rent obligations.

Government loans technically have no credit score requirements. The minimum credit scores are actually individually imposed by each bank as an overlaying protection for their investors.

FHA 580 Purchase
FHA 500 Purchase
FHA 580 w/ 1% Access Program
FHA 580 Purchase and Rehab

VA 580 Purchase
VA 500 Purchase
VA Dream Maker Grant

Please don’t hesitate to call so that I can further clarify how these programs work and can help you close more loans.

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